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Health Insurance Market ReformsNAHU believes that Americans deserve to see what can be done at the federal level to provide better access to individual and small-employer group coverage for everyone who needs it, without taking away the ability of states to innovate in ways that are appropriate for their citizens. Great care needs to be taken when implementing market reforms on a national level so that coverage is affordable. No matter how "fair" a market-reform idea might seem on its surface, it's not at all "fair" if it also prices people out of the marketplace. Healthy Access to Individual Market Coverage NAHU has developed ten specific policy recommendations to ensure that all people, regardless of their health status and pre-existing medical conditions, have the ability to purchase affordable private individual coverage. Such requirements could either be enacted as part of a transition process to complete guaranteed issuance of coverage or they could be stand-alone requirements. State-Level Health Insurance Market Reforms This chart provides a comprehensive overview of current state-level individual and small group market reform laws and requirements.Testimony on Federal Insurance Market ReformsWays to Reduce the Cost of Health Insurance for Employers, Employees and their Families Janet Trautwein, NAHU CEO, gave a statement to the House Committee on Education and Labor on Thursday, April 23. You can also watch the video of her testimony here. Insurance Market Reform in National Health Reform Janet Trautwein, NAHU CEO, gave a statement to the Senate Committee on Health, Education, Labor and Pensions on Tuesday, March 24. You can also watch the video of her testimony here. Insurance Market Reforms Janet Trautwein, NAHU CEO, was a panelist at the June 2008 Senate Finance Committee Congressional Health Reform Summit speaking on insurance market reform ideas.
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